The Maisha Yako Soft Loan program is a specialized financial service designed to support pregnant mothers from conception to delivery and their newborns aged 0-5 years. It integrates online, mobile phone, digital health, and financial services to provide soft loans for maternity, care, and treatment during and after pregnancy.

To apply for the Maisha Yako Soft Loan, you can fill out the online application form available on our website. Ensure that you provide accurate and complete information to facilitate the loan approval process.

Eligibility criteria include having a registered mobile phone number, a National Identification Number (NIN), and meeting certain financial requirements. Additionally, pregnant mothers from conception to delivery and their newborns aged 0-5 years are eligible to apply.

Yes, there is a 9% interest rate on the soft loan. This interest is repayable upon the recharge of airtime, mobile money accounts, or National financial services provider’s gadgets health services access “HESEACA” cards.

The primary purpose of the soft loan is to address the health and wellbeing needs of pregnant mothers and ensure proper care and treatment during and after pregnancy.

The loan amount is determined based on your financial situation and the intended use of funds. Applicants can request a specific amount in their application, and approval is subject to evaluation.

Yes, you may be required to upload documents such as your National Identification Document, proof of income (e.g., payslip, bank statement), and any relevant medical documents if needed.

Yes, individuals with existing HESEACA cards can apply for the Maisha Yako Soft Loan. Please provide your HESEACA card details in the application form.

Emergency situations are addressed through the use of Red Lights Buttons on the web portal. This enables prompt communication and coordination with responsible Community Health Workers (CHWs) and health facilities for immediate referrals and emergency response.